Important Disclaimers

Please read this disclaimer carefully before using SaferYield services.

Not a Bank

SaferYield is not a bank and is not regulated as a banking institution. We do not offer traditional banking services such as checking accounts, savings accounts, or FDIC-insured deposits.

Your funds are not FDIC insured and are not protected by federal deposit insurance. We are not a member of the Federal Reserve System.

Investment Strategy & Fund Structure

SaferYield converts your USD to USDC (USD Coin) and deploys these funds across carefully vetted yield-producing networks and protocols. Our advanced AI algorithms continuously optimize allocation to maximize returns while maintaining risk parameters.

Fund Structure: All client funds are held by Pelham Fund LP and managed by Pelham Fund Management LLC, an SEC-registered investment advisor. This structure provides institutional-grade oversight and regulatory compliance.

Fee Structure: We charge a 2% annual management fee plus performance fees as allowable by law. These fees are transparent and disclosed in our offering documents.

Important: The 6%-23% APY returns quoted throughout our materials are net of SaferYield fees. This means you will receive these yields after our management and performance fees are deducted. Our fee structure is transparent and disclosed in our offering documents.

The 6%-23% APY returns are not guaranteed and may vary based on market conditions, protocol performance, and other factors. Past performance does not guarantee future results.

Risk Factors

  • Market Risk: Cryptocurrency markets are volatile and can experience significant price fluctuations
  • Protocol Risk: Smart contracts and DeFi protocols may have vulnerabilities or fail
  • Regulatory Risk: Changes in regulations may affect our ability to operate or your ability to access funds
  • Liquidity Risk: While we maintain 100% liquidity targets, extreme market conditions may affect withdrawal times
  • Technology Risk: Technical failures, cyber attacks, or system outages may impact service availability

Security Measures

We implement multiple layers of security including:

  • Multi-signature wallets and institutional-grade custody solutions
  • Regular security audits of all protocols and smart contracts
  • Insurance coverage on custodial assets
  • 24/7 monitoring and automated risk management systems
  • Compliance with relevant financial regulations and KYC/AML requirements

Regulatory Compliance

SaferYield operates in compliance with applicable financial regulations. We maintain proper licensing and registrations where required. Our operations are subject to regulatory oversight and we cooperate fully with regulatory authorities.

KYC Requirements: We perform required Know Your Customer (KYC) and Anti-Money Laundering (AML) verification procedures to ensure all clients satisfy regulatory requirements. This includes identity verification, source of funds documentation, and ongoing monitoring as required by law.

SEC Registration: Pelham Fund Management LLC is registered with the Securities and Exchange Commission as an investment advisor, providing additional regulatory oversight and investor protection.

Tax Implications

Yield earnings may be subject to taxation. Users are responsible for reporting and paying taxes on their earnings according to applicable laws in their jurisdiction. We recommend consulting with a qualified tax professional regarding your specific situation.

No Investment Advice

The information provided on this website is for informational purposes only and does not constitute investment advice, financial advice, or any other type of advice. We do not recommend any specific investment decisions.

Users should conduct their own research and consult with qualified financial advisors before making investment decisions.

Important Notice

By using SaferYield services, you acknowledge that you have read, understood, and agree to these disclaimers. You understand the risks involved and accept responsibility for your investment decisions.

If you do not agree with any part of these disclaimers, please do not use our services.